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Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity.

Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax. RetirementDepot.com (FSD Financial Services) does not offer tax advice. For specific tax information, consult your attorney or tax advisor. Product and feature availability, as well as benefit provisions can vary by state. Contact an FSD annuity expert professional for company specific product details and limitations.

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Licensed in all states except Hawaii.
Managing general agency Robert L. Affronti 
CA Insurance License #0518378